The Missouri Saves Month observed in February is a good time for people to check
their credit report, according to University of Missouri Extension family
financial education specialist Vivian Mason.
Every 12 months you can receive a free copy of your credit report from each
of the three national consumer credit reporting agencies, Equifax, Experian and
TransUnion.
You can request reports from all three agencies at the same time or stagger
requests over the year, Mason said. You should be prepared to give your name,
address, Social Security number, date of birth, and previous address if you have
moved in the past two years.
You can request credit reports online at www.annualcreditreport.com. If you order online, you should be
able to access your report immediately after answering questions to give your
identity.
You can also order a credit report by calling a toll-free number,
877-322-8228. Your credit report will be processed and mailed to you within 15
days.
A printable order form is available at www.ftc.gov/bcp/edu/resources/forms/requestformfinal.pdf. Mail
the completed form to Annual Credit Report Request Service, P.O. Box 105281,
Atlanta, GA 30348-5281. Your request should be processed within 15 days and
mailed to you.
For more information about Missouri Saves Month, go to www.missourifamilies.org/mosaves.
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